http://www.paltips.com/blog/what-is-the-better-option-regarding-health-insurance-maternity-rider-or-coverage-with-maternity-covered-why/ Maternity Dresses Sun, 10 Oct 2010 04:34:49 +0000 hourly 1 http://wordpress.org/?v=3.3.1 http://www.paltips.com/blog/what-is-the-better-option-regarding-health-insurance-maternity-rider-or-coverage-with-maternity-covered-why/comment-page-1/#comment-126 The Rabbi Sat, 28 Feb 2009 16:19:15 +0000 http://www.paltips.com/blog/maternity/what-is-the-better-option-regarding-health-insurance-maternity-rider-or-coverage-with-maternity-covered-why#comment-126 When I was young, we made monthly payments to the doctor and when the time came, everything was paid. Buying maternity is a waste. When I was young, we made monthly payments to the doctor and when the time came, everything was paid.
Buying maternity is a waste.

]]> http://www.paltips.com/blog/what-is-the-better-option-regarding-health-insurance-maternity-rider-or-coverage-with-maternity-covered-why/comment-page-1/#comment-125 Zarnev Sat, 28 Feb 2009 08:55:41 +0000 http://www.paltips.com/blog/maternity/what-is-the-better-option-regarding-health-insurance-maternity-rider-or-coverage-with-maternity-covered-why#comment-125 Any maternity coverage with an individual plan is more of a pre-payment plan than insurance because the insurance company knows only people who are planning on becoming pregnant will get it. If you do the math with the waiting period and extra premium you'll find that you'll be better off paying cash for the delivery. You can save the extra premium money in a savings account or, if you have an HSA qualified plan, into the HSA account. Almost all individual policies will cover complications of pregnancy, such as a c-section, even if you don't have maternity coverage so you'll be protected on most plans. Any maternity coverage with an individual plan is more of a pre-payment plan than insurance because the insurance company knows only people who are planning on becoming pregnant will get it. If you do the math with the waiting period and extra premium you’ll find that you’ll be better off paying cash for the delivery. You can save the extra premium money in a savings account or, if you have an HSA qualified plan, into the HSA account. Almost all individual policies will cover complications of pregnancy, such as a c-section, even if you don’t have maternity coverage so you’ll be protected on most plans.

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